You may have lots of money, or you may be in permanent debt. I don't believe in borrowing money. I have friends who make the same amount of money as I do who owe thousands and thousands of dollars to credit card companies because they want to have all their fun now and don't think about the future. I refuse to get into debt. If I can't pay it off in a month, I don't buy it. The only debt I have had over the last few years is my car, and that's paid off...yippee.I had a 1% interest rate because I have a good credit score.

As a widow, I have to be careful with my money. I work. I am a school teacher. I don't get paid in summer, so I have to save over the school year for the two months I don't work.

"Every gun that is made, every warship launched, every rocket fired signifies in the final sense, a theft from those who hunger and are not fed, those who are cold and are not clothed." Dwight Eisenhower